First National Trustee Company Limited

Legal & Compliance

Website Disclaimer

(1) Introduction
This disclaimer governs your use of our website; by using our website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, you must not use our website.

(2) Intellectual property rights
Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all these intellectual property rights are reserved.

(3) Licence to use website
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions below.

You must not:

(a) republish material from this website (including republication on another website);
(b) sell, rent or otherwise sub-license material from the website;
(c) show any material from the website in public;
(d) reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose;
(e) edit or otherwise modify any material on the website; or
(f) redistribute material from this website.


Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including, without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

Nothing in this disclaimer (or elsewhere on our website) will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

Subject to this, our liability to you in relation to the use of our website or under or in connection with this disclaimer, whether in contract, tort (including negligence) or otherwise, will be limited as follows:

(a) to the extent that the website and the information and services on the website are provided free-of-charge, we will not be liable for any loss or damage of any nature;
(b) we will not be liable for any consequential, indirect or special loss or damage;
(c) we will not be liable for any loss of profit, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data, or information.


(4) Variation
We may revise this disclaimer from time-to-time. The revised disclaimer will apply to the use of our website from the date of the publication of the revised disclaimer on our website. Please check this page regularly to ensure you are familiar with the current version.

(5) Entire agreement
This disclaimer, together with our Business Privacy Policy, constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

(6) Law and jurisdiction
This disclaimer will be governed by and construed in accordance with the law of the Isle of Man, and any disputes relating to this disclaimer will be subject to the jurisdiction of the courts of the Isle of Man.

(7) Registrations and authorisations
Licensed by the Isle of Man Financial Services Authority
Company registration Number - 037018C
VAT number - GB 000 1962 34

Business Privacy Policy

(1) Introduction
This privacy policy sets out how First National Trustee Company Limited (“FNTC”) uses and protects any information that you give FNTC when you use this website. FNTC is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. FNTC may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1 January 2010.

(2) What we collect
We may collect the following information:

(a) name and job title
(b) contact information including email address
(c) demographic information such as postcode, preferences and interests
(d) other information relevant to customer surveys and/or offers


(3) What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

(a) Internal record keeping.
(b) We may use the information to improve our products and services.


(4) Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

(5) Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

(6) Controlling your personal information
We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. You may request details of personal information which we hold about you under the Isle of Man Data Protection Act 2002. A small fee will be payable. If you would like a copy of the information held on you please write to The Data Protection Officer, FNTC, First Names House, Victoria Rd, Douglas, Isle of Man, IM2 4DF

If you believe that any information we are holding on you is incorrect or incomplete, please contact us in writing as soon as possible. We will promptly correct any information found to be incorrect.

Group Anti-Bribery and Corruption Policy

First Names Group, FNTC's parent company, is committed to maintaining the highest levels of legal and ethical standards in the conduct of its business and to operating in an honest and transparent way, without bribery or corruption being used to obtain any unfair advantage. Please click to read First Names Group's public statement detailing our Anti-Bribery and Corruption Policy.

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